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customerservice@augustamutual.com
Augusta Mutual Insurance CompanyAugusta Mutual Insurance Company
Augusta Mutual Insurance CompanyAugusta Mutual Insurance Company
  • Home
  • Policies
    • Home
      • Homeowners
      • Mobile Homeowners
      • Dwelling
      • Special Risk
      • Umbrella
    • Farm
    • Auto
    • Business
      • Business Owner
      • Church
    • Other
      • Standard Fire
      • Umbrella
      • Special Risk
  • Claims
  • About Us
  • Contact Us
  • Find an Agent
  • Log In

Policies

Umbrella

Umbrella liability coverage forms differ from company to company and each needs to be assessed for each individual policyholder’s requirements and exposure.

The umbrella liability policy is intended to provide additional coverage in excess of other applicable underlying Augusta Mutual policy coverage. The underlying policy is intended to be the primary coverage and the umbrella is intended to be secondary or excess coverage.

An umbrella policy is expected to be insulated from the primary coverage with sufficient underlying coverage limits by all underlying applicable policies. All potential underlying exposures need to be properly assessed and insured. A few of the underlying policies that should be evaluated are Homeowners, Personal Auto, Farmowners, Boatowners, and Recreational Vehicle. These are just a few examples and are not all inclusive. Contact your Augusta Mutual independent insurance agent who can customize your coverage especially for your specific needs.

This is not an offer to contract. Policies contain limits, conditions, and exclusions not listed here. Please consult your agent for complete details and carefully read the application and your policy.

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Augusta Mutual was formed in 1870 as East Augusta Mutual Fire Insurance Company. The company has evolved over the years through mergers of smaller state insurance companies into the strong and responsible company of today. Many types of insurance coverage are provided to the citizens of Virginia.

Augusta Mutual provides insurance coverage for homes, farms, autos, and businesses. Augusta Mutual may have an independent agent in your area.

Contact Info

  • Augusta Mutual Insurance Company
  • 13 Idlewood Blvd, Staunton, VA 24401
  • (540) 885-5127
  • customerservice@augustamutual.com
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