Whether your farm is a small family farm with a few acres and a couple head of livestock or a large farm with lots of acreage, livestock, equipment and buildings, Augusta Mutual has been insuring farmers and their farms since 1870. Augusta Mutual has the policy and policy coverages you may need. Farmowner insurance could protect you against loss to your home, personal belongings, equipment, livestock and farm buildings. Personal liability under the farmowner protects you if someone, who is not an employee, is injured on your property. A farmowner policy affords additional living costs should your home become uninhabitable due to fire or some other covered loss.
Augusta Mutual offers a wide variety of farmowner insurance policies and products to protect you as the home owner (FO-2 or FO-3) depending on your needs. If you are a renter we offer a FO-4 policy form to cover you.
Augusta Mutual farmowner policies offer discounts for those special precautions you have taken to make your home safe and secure. Augusta Mutual believes you should be given recognition and premium savings for the improvements you have made in your home. We also offer multi-policy discounts when you insure your home and auto with us.
Each Augusta Mutual farmowner policy can be endorsed to meet your needs whether it is replacement cost on your home or contents, or that special item against theft. Best of all each Augusta Mutual policy comes with an Independent Insurance Agent who can meet with you to discuss your specific farmowner insurance needs.